Tailored open banking and embedded finance advice
Senior operators helping banks, credit unions, challengers and platforms align, fund and commercialize emerging use cases.
Trusted by
Enterprise precision. Fintech velocity.
Major St. helps executives navigate open banking, payments and the broader fintech and digital shifts reshaping their institutions.
Board & Executive Strategy & Facilitation
- Facilitating board & executive level meetings to align and operationalize the strategic planning process
- Education on market dynamics that impact leadership decision-making
Open Banking Use Cases
- Roadmap development of open banking use cases tied to client specific characteristics
- Emphasis on offensive and defensive prioritization
Digital Investment and Governance
- Research and cost/benefit analysis of potential digital investments
- Connect digital investment to product capability set and competitive differentiators
API & Data Architecture
- Overview and deep-dive review of existing architecture and documentation
- Operational guidance on modernizing API architecture
Go-To-Market & Commercialization
- Target market research with detailed shortlisting of prioritized targets
- Tactical advisory on regulatory considerations, tailor-made account assets, and playbooks
Partnership Strategy
- Deep vendor research tied to strategic digital and fintech goals
- Customized and tuned decisioning criteria for buy, build, or partner decisions
Meet the team.
Tier-one consulting alumni and fintech operators who have sat in your seat.
Mark Sam
Mark is an Open Banking & Embedded Finance expert with 16+ years of experience at the intersection of Fintech and established FIs. Previously as Head of Canada at Plaid, Mark owned and scaled the Canadian P&L. Prior to Plaid, he served in senior roles at BCG/Accenture and began his career at TD.
Andreas Klotz
10+ years of Management Consulting experience and 5+ years of Financial Services experience. Previously VP of Enterprise Strategy at RBC and VP Strategy & Operations for Commercial Banking at Equitable Bank. Former BCG Principal and Accenture Consultant.
Ivan Koparan
7+ years of investment and strategy experience within fintech venture capital and growth equity. Founded and led the Research team at Portage, a fintech-focused venture and growth equity investor, responsible for portfolio analytics, fund operations, and strategic initiatives.
Catalina Correal Aguilera
Brings sharp analytical rigor and execution discipline across digital banking and fintech advisory engagements.
Jason Gao
Jason is a seasoned engineering and product leader with nearly 20 years of experience across startups and enterprises. He led major transformation projects at TD, RBC, and National Bank during his time at IBM and Accenture, and in recent years served as CTO and CPO at SaaS startups.
Kateryna Topol
Design Director and Researcher with experience working in large global organizations and brand-new startups across North America and Germany. Kateryna specialises in building products from scratch or improving existing tools based on informed, well-researched decisions.
Summer Luu
Summer is a communications and social media advisor who honed her craft as a senior leader at several B2C/B2B startups. She combines creative content development with data-driven strategy to deliver measurable reach and build authoritative thought leadership.
Shaping the Canadian fintech agenda.
Our partners regularly headline national forums on open banking, payments modernization, and financial infrastructure.
Open Banking Expo Canada 2024
Mark Sam led a premier panel of digital banking executives on navigating commercialization under the Consumer-Driven Banking Framework.
Money20/20 & National FinTech Forum
Strategic discussion on bridging regulatory compliance with sustainable revenue models for tier-1 banks and credit unions.
Accelerate your open banking roadmap today.
Engage directly with former Plaid, Portage, BCG, Accenture, RBC and EQ leaders. We cut through theoretical slides to deliver tangible revenue outcomes.