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Our Services

Six ways we turn open banking strategy into revenue.

Tier-one strategy discipline. Operator-led execution. We help digital banking and fintech leaders turn complex strategic mandates into commercial growth.

01 Leadership Alignment

Board & Executive Strategy & Facilitation

Primary fit: Tier-1 & Regional Banks · Credit Unions · Fintech Leadership Teams

What We Solve:

Boards and executive teams that need a shared view of how open banking, payments and fintech shifts affect their institution before committing to a strategic plan.

Typical Outcomes:

An aligned leadership team, a strategic planning process that moves from discussion to operating decisions, and directors equipped to challenge and approve digital strategy.

Scope & Deliverables Major Street
  • ✓ Facilitated Board & Executive Strategy Sessions
  • ✓ Market Dynamics Education for Directors & Executives
  • ✓ Strategic Planning Process Design & Operationalization
  • ✓ Executive Alignment Summaries & Decision Records
Documented Client Impact
"Provided ongoing strategic sparring to fintech founders navigating growth inflection points, regulatory shifts, and institutional partner deals."
02 Commercial Strategy

Open Banking Use Cases

Primary fit: Tier-1 & Regional Banks · Credit Unions · Fintech Scale-Ups

What We Solve:

Financial institutions struggling to understand how open banking, real-time rails, and embedded finance create concrete revenue streams versus just expensive compliance overhead.

Typical Outcomes:

A prioritized roadmap of open banking use cases fitted to your institution, balancing offensive plays that win new revenue with defensive moves that protect existing relationships.

Scope & Deliverables Major Street
  • ✓ Open Banking Regulatory & Competitive Gap Audit
  • ✓ Use Case Long List Scored Against Your Institution’s Profile
  • ✓ Offensive & Defensive Prioritization Framework
  • ✓ Phased Use Case Roadmap & Executive Investment Memo
Documented Client Impact
"Helped a premier financial institution identify a $10M+ new revenue opportunity through open banking and embedded finance enabled SMB workflows."
03 Investment Rigor

Digital Investment and Governance

Primary fit: Tier-1 & Regional Banks · Credit Unions · Private Equity & VCs

What We Solve:

Organizations with constrained resources needing to make high-conviction investment decisions, justify capital allocations, and secure stakeholder and board buy-in.

Typical Outcomes:

Clear investment priorities backed by cost/benefit analysis, each tied to the product capabilities and competitive differentiators it builds, with governance that keeps spend accountable.

Scope & Deliverables Major Street
  • ✓ Digital Investment Research & Cost/Benefit Analysis
  • ✓ Capability Map Linking Investments to Competitive Differentiators
  • ✓ Multi-Year Revenue, Cost & Sensitivity Models
  • ✓ Investment Governance & Board-Ready Approval Memos
Documented Client Impact
"Secured multi-million dollar executive board approvals through airtight business cases backed by scenario modeling and operational benchmarks."
04 Technical Architecture

API & Data Architecture

Primary fit: Tier-1 & Regional Banks · Credit Unions · Fintech Scale-Ups

What We Solve:

Institutions whose legacy APIs, data models and documentation slow down partner integrations, open banking readiness and new product launches.

Typical Outcomes:

A clear picture of current architecture strengths and gaps, and a practical modernization path engineering teams can execute without stalling the business.

Scope & Deliverables Major Street
  • ✓ Current-State API & Data Architecture Review
  • ✓ Documentation & Developer Experience Deep-Dive
  • ✓ API Modernization Roadmap & Target-State Design
  • ✓ Operational Guidance for Engineering & Product Teams
05 Market Entry

Go-To-Market & Commercialization

Primary fit: Fintech Scale-Ups · Platforms & Challengers · Tier-1 & Regional Banks

What We Solve:

Fintechs and platforms selling into financial institutions face long sales cycles, regulatory scrutiny and buyers who expect tailored proof before they engage.

Typical Outcomes:

A focused shortlist of the targets most likely to buy, with account-specific assets, regulatory positioning and playbooks that shorten the path to signed deals.

Scope & Deliverables Major Street
  • ✓ Target Market Research & Prioritized Account Shortlist
  • ✓ Regulatory Considerations for Selling into FIs
  • ✓ Tailor-Made Account Assets & Pitch Materials
  • ✓ Sales Playbooks & Commercial Launch Plan
06 Buy, Build or Partner

Partnership Strategy

Primary fit: Tier-1 & Regional Banks · Credit Unions · Fintech Scale-Ups

What We Solve:

Organizations making expensive fintech vendor mistakes or getting trapped in lengthy, opaque multi-quarter partnership and procurement cycles.

Typical Outcomes:

Buy, build or partner decisions made against tuned criteria, faster partner selection, and stronger commercial terms with the vendors you choose.

Scope & Deliverables Major Street
  • ✓ Deep Vendor Research Tied to Digital & Fintech Goals
  • ✓ Customized Buy, Build or Partner Decisioning Criteria
  • ✓ Vendor Capability & Architecture Scoring Matrix
  • ✓ Commercial Negotiation & Onboarding Plan
Documented Client Impact
"Accelerated core fintech vendor procurement from 9 months down to 10 weeks, saving over 30% on annual recurring licensing fees."
Direct Partner Engagement

Accelerate your open banking roadmap today.

Engage directly with former Plaid, Portage, BCG, Accenture, RBC and EQ leaders. We cut through theoretical slides to deliver tangible revenue outcomes.

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